The nature of the relationship between a good REALTOR® and a client is such that the REALTOR® will know financial and personal information about their client that the client’s best friends and family may not know. It’s the only way they can do a great job for you. It’s not that I’m nosey, but if I don’t know a person’s financial position, how can I truly help them sort through all of the financial options? Am I supposed to just show them property they think they can afford and hope they get a loan? If that’s what they want that’s ok but normally that’s not me. I don’t want to play a game of chance with their life. My job is to make sure they get what they want if it is possible, if it’s impossible my job is to tell them that as well. If you don’t trust your REALTOR®, don’t use them and get another. Remember this; a good REALTOR® will save you thousands of dollars in a real estate transaction. A bad one may cost you the same. Choose wisely and follow your gut instincts about them.
A GOOD REAL ESTATE AGENT
A good real estate agent listens to what the client wants and then goes out and gets the job done assertively. They protect the client from their own ignorance. Recommending good lenders, title companies, building and termite inspectors, and any other support vendor the client may need are all important traits of a good REALTOR®. A good REALTOR® will negotiate a contract to protect whomever they are representing. A good agent gathers information on different financing plans to make sure their client not only pursues the correct type of financing that fits their needs best, but also makes sure they are not overcharged by any of the mortgage vendors. They should also point out deficiencies in properties that their client looks at so that they can be addressed. A good REALTOR® will consult their client if they believe their decision will possibly harm them, like a family member would. They’ll tell you what they think, then shut up and get out of the way!
THE ORDER OF AN AGENT’S RESPONSIBILITIES:
- Explain your agency Miranda rights so you can understand them completely.
- Find out what you want to do.
- Help you get all the financial information about different loan programs available to you, then sit down and explain them to you. Follow this up by getting you prequalified for the program that best fits you in terms of house payment, price range, and out of pocket costs you have to have.
- Provide you with lists and descriptions of all properties in the areas you may wish to live in, within the price range you are qualified for.
- Show you properties you’re interested in without pressuring you to buy one of them. You’ll know when it’s the right house
- When the right home has been found, write the contract within the parameters you set out in the beginning and negotiate within those parameters.
- Coordinate a formal loan application, the building/termite inspections, or any other specifications listed in the contract. If necessary at this point kill the contract if that’s your choice.
- Notify the title company of your choice, provide them with paperwork, and verify if any municipal, county, or state regulations need to be met.
- Monitor the lender to make sure the loan commitment date is met.
- Set up the final walk through. This is set up to make sure the property is in the same condition it was at the time of application and any repairs that needed to be performed have been done.
- Go over the closing figures with you and identify any incorrect figures to have them corrected.
- Attend the closing and provide you with keys to the house.
- Be available to help you solve the inevitable questions that occur after you take possession.
I am the best real estate agent you may never have met or might get to meet. If you need help I would be happy to help you and yours. Thanks for the consideration. Email me if you have any questions.